1. Basic information
Our speciality is recovering debts resulting from business activities. We are extensively active in the field of the on-site debt collecting and direct negotiations intended at amicable resolutions. We also provide and finance legal and court representations at any stage of proceedings. Carrying out an initial business intelligence is free of charge and non – binding, we guarantee full confidentiality.
NOTE! PRAGMA INKASO S.A. may pay in advance to the customer against debts to be recovered from debtors. This means receiving funds before they are actually recovered!
2. Actions scheme
HOW DOES IT WORK?
3. Charges and fees
The remuneration comes only against results – no fixed or hidden costs of service. The evaluation of a service depends on the findings by business intelligence. Carrying out initial business intelligence is free of charge.
4. Frequently Asked Questions
1. How to choose a debt collecting company?
Certainly any company’s credibility improves when it is capable of getting financially involved in a case – whether the company buys debts or acts solely at the creditors’ order. Moreover, :
- It is worthwhile to check its market experience – how long has it been in the market, what are the company’s achievements
- It should be established how quickly the company may recover a debt
- It is possible to get some information form the company’s customers
- It is necessary to verify whether the pressure means used by the company are legal
- It is important if the company contacts a debtor directly or via post and telephone
2. How much is it to recover a debt?
Information and time have their own values. Many companies, mainly the state owned ones, do not thoroughly check their potential and existing customers. They also frequently prolong the moment they convey the overdue debts for debt collecting. In reality the quicker the reaction is, the better chance there is to recover debts.
What shall I do?
The current state of law additionally implementing the EU law does not become more transparent and business-friendly. We are not referring to specific industry’s matters, but also to provisions whose use is often decisive in respect of time and scope of debt collecting.
Do it yourself.
Shall we set our own debt collecting department? Shall we employ or delegate additional personnel to monitor the in-flow of the collected debts? Each decision of this kind results in generating fixed costs to the company. Market analyses show that debt collecting carried out by debtors on their own within the general business activities usually turns into debt collecting via phone or office – it is a cheaper, but less efficient option.
Can we afford such solution?
A common practice for well established and experienced debt collecting companies is to receive remuneration from their customers against the achieved effects Therefore apart from the proposed commission, we should also ask the debt collectors about their methods, their readiness to pay for legal representations, their employees’ qualifications – then it is easier to evaluate their services.
